Put Your Home's Equity to Work
With a Home Equity Line of Credit (HELOC)

Using your home as collateral, a HELOC can be used for home improvement projects, educational expenses, bill consolidation, a new car, or other expenses.

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Electronic Services
Access your account and credit union services no matter where you are - day or night. Convenient, secure and always available when you need it.

Sign up for one of our many free Electronic Services today.

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Earn Points While You Shop
Use your Valley First Platinum ScoreCard Visa and earn Bonus Points or Cash Back on qualifying purchases.

Not a cardholder yet? Applying is quick, easy, and secure.

Apply Now


Annual Meeting
4:00 PM Tuesday, April 26, 2016
J St Conference Center
1419 J Street, Modesto

Election of Officials

The Nominating Committee is seeking individuals interested in serving on the Board of Directors and Supervisory Committee of Valley First Credit Union. This year's election is to fill two Board seats and one Supervisory Committee position, each with a three-year term. Interested individuals should contact Judy Jensen at (209) 969-1228 to discuss the commitment needed for these positions.

The Nominating Committee will file its report on Monday, February 29, 2016. Nominations for vacancies may also be made by petition, which must be signed by no less than 100 members. The closing date for returning a petition is Monday, March 7, 2016 at 5:00 PM. Nominations and candidate statements will be posted on our website at valleyfirstcu.org. Candidate statement handouts will also be available at our branch locations. Nominations will not be accepted from the floor at the Annual Meeting.